HT Elevate Advisory

Financial Intelligence
for Business

Smarter Finance. Sharper Business.

Understand your numbers. Strengthen your controls. Make your next move with greater clarity.

Running a business means making decisions every day—about cash, borrowing, people, and opportunities. Having the right financial perspective and management information helps you make those decisions with greater confidence.

HT Elevate Advisory combines practical financial guidance with management dashboards and controls delivered with Polaris.

Led by Herbert Vincent D. Tuason, former Vice President and Retail Mortgage Head at BPI Family Savings Bank.
Let’s Talk About Your Business →Invite Herbert to Speak
The challenges we help address

Your business is busy. But do you have a clear picture?

Sales may be growing while cash remains tight. Your team may be working hard while collections, costs, and follow-through are difficult to track.

An opportunity to expand raises another question: can the business support it?

We help you examine the questions behind your next decision.

Our work begins with understanding your situation and identifying what deserves attention first.

  • Why are sales not translating into available cash?
  • How much borrowing can the business reasonably support?
  • Which numbers should you monitor regularly?
  • Where do reporting and accountability need improvement?
  • What should you address before taking the next step?
How we help

Financial perspective. Practical next steps.

01 / ADVISORY

Business and Funding Advisory

Make the financial case before making the commitment.

We help business owners assess cash flow, financing needs, and the implications of borrowing or expansion.

Depending on the engagement, this may include:

  • Reviewing cash flow and existing debt commitments
  • Assessing funding requirements and repayment capacity
  • Comparing financing options and structures
  • Preparing for discussions with lenders
  • Evaluating the financial trade-offs behind a proposed business move

The goal is a practical recommendation grounded in what your business can support.

02 / POLARIS

Management Dashboards and Controls—with Polaris

Get a clearer view of what is happening in your business.

Through Polaris, we help define and implement management dashboards and controls around the information owners need to act.

Depending on the agreed scope, these may cover:

  • Sales and collections
  • Expenses and cash movement
  • Key performance indicators
  • Responsibilities and follow-through
  • Regular reporting and management reviews

We start with the decisions you need to make, then determine which information and processes will help you make them.

03 / LEGACY

Financial Freedom and Legacy

Make your years of work support the life you want.

Accumulating assets does not always create comfortable cash flow or greater freedom.

Herbert helps business owners and professionals examine their assets, obligations, and priorities as they prepare for the next chapter.

These conversations explore financial commitments, business dependence on the owner, and what success should make possible for the family.

How we work

Start with the situation. Define the next step.

01

Understand

We discuss your business, the challenge you face, and the decision you need to make.

02

Assess

We identify the information needed and examine the financial or management issues involved.

03

Agree on the work

If there is a fit, we propose a defined scope, deliverables, and fees before the engagement begins.

Some needs call for focused advisory work. Others require dashboards, controls, and ongoing reviews through Polaris.

Start a Conversation →
Speaking

Stories that connect. Insights you can use.

Herbert speaks to entrepreneurs, MSME groups, and professional communities about funding, business decisions, financial freedom, and legacy.

His sessions combine relatable stories with practical questions that help participants examine their own situation and identify a useful next step.

Money Without Money

A practical session for MSME owners on understanding financing, preparing a credible borrowing case, and assessing whether the business can support its growth plans.

The Financial Freedom & Legacy Project

A story-led conversation about wealth, choices, and life beyond achievement, informed by conversations with accomplished business owners and professionals.

Invite Herbert to Speak →
Professional portrait of Herbert Vincent D. Tuason
About Herbert

Experience behind the advice. Perspective beyond the numbers.

Herbert Vincent D. Tuason

Lead Adviser, HT Elevate Advisory

Herbert brings 26 years of banking experience across retail mortgage, loans marketing, and non-life insurance. Before retiring in 2022, he served as Vice President and Retail Mortgage Head at BPI Family Savings Bank, overseeing approximately ₱171 billion in housing loans.

During his leadership, the bank received Best Retail Mortgage Bank recognition from Alpha Southeast Asia and Best in Home Loans from The Asian Banker in 2015.

Herbert was individually recognized as BPI Family Savings Bank’s Hero of the Year in the Senior Management category in 2021 and was a top 10 finalist for BPI’s Unibanker of the Year Award.

Today, he brings his banking and entrepreneurial experience to HT Elevate Advisory, helping business owners assess funding options, understand cash flow, and strengthen management controls. He is also a co-founder of Polaris and has pursued residential build-and-sell ventures since retirement.

Herbert serves as Treasurer and Member of the Board of Trustees of the Museum Foundation of the Philippines, Inc.

He earned his AB in Psychology from De La Salle University, Manila, in 1982, and his Master of Business Administration from the same university in 2000.

Contact

What is your next business decision?

Whether you are considering financing, need a clearer view of your operations, or are organizing a speaking event, tell us a little about what you need.

By submitting, you agree that we may use your details to respond to your inquiry. See our Privacy Notice.